Indian Overseas Bank has invited applications from eligible candidates for Local Bank Officer (LBO) in Junior Management Grade Scale-I (JMGS-I). The online application process has started from 8th August 2026 and it will continue till 24th August 2026. Graduates aged 20 to 30 can apply for recruitment through the official website.
In this article, we provide complete details on the IOB LBO Recruitment, including the vacancies, eligibility criteria, application process, important dates, selection process, exam pattern, and much more.
Indian Overseas Bank LBO Notification 2026 Out
Candidates will be selected through an Online Examination, Language Proficiency Test (where applicable), and Personal Interview. The selected candidates will be posted in the state for which they have applied and must possess proficiency in the respective local language.
Interested applicants should check the eligibility criteria, important dates, vacancy distribution, application fee, salary, and selection process before submitting the online application.
Indian Overseas Bank LBO Notification 2026 PDF Download Link
Indian Overseas Bank LBO Notification 2026: Overview
| Particulars | Details |
| Organization |
Indian Overseas Bank (IOB) |
| Post Name | |
| Advertisement No. | |
| Grade | JMGS-I |
| Total Vacancies | 250 |
| Application Mode | Online |
| Online Registration Starts | 8 August 2026 |
| Last Date to Apply | 24 August 2026 |
| Selection Process |
Online Examination, Language Proficiency Test (if applicable), Personal Interview |
| Job Location | |
| Official Website | www.iob.in |
IOB LBO Recruitment 2026 Important Dates
| Event | Date |
| Notification Release Date | 7 August 2026 |
| Online Application Starts | 8 August 2026 |
| Last Date to Apply Online | 24 August 2026 |
| Last Date to Pay Application Fee | 24 August 2026 |
| Online Examination Date |
Indian Overseas Bank LBO Vacancy 2026
Indian Overseas Bank has announced 250 vacancies for the post of Local Bank Officer (JMGS-I) across four states. Candidates can apply for vacancies in only one state and should have proficiency in the specified local language of that state. The vacancies are distributed category-wise as mentioned below.
| State | Local Language | Total Vacancies |
| Tamil Nadu | Tamil | 100 |
| Karnataka | Kannada | 50 |
| Maharashtra | Marathi | 50 |
| Gujarat | Gujarati | 50 |
| Total | 250 | |
Category-wise Vacancy Distribution
| Category | Vacancies |
| SC | 36 |
| ST | 18 |
| OBC | 80 |
| EWS | 22 |
| UR | 94 |
| Total | 250 |
Indian Overseas Bank LBO Eligibility Criteria 2026
Candidates applying must satisfy the eligibility conditions prescribed by the bank regarding nationality, educational qualification, age limit, and language proficiency. The eligibility will be determined as on 1 August 2026.
Educational Qualification
| Post |
Educational Qualification |
| Local Bank Officer (JMGS-I) |
A Bachelor’s Degree (Graduation) in any discipline from a university recognised by the Government of India or an equivalent qualification recognized by the Central Government. Candidates must possess the graduation mark sheet/degree certificate on the date of online registration. |
Age Limit
| Criteria | Age |
| Minimum Age | 20 Years |
| Maximum Age | 30 Years |
Age Relaxation
| Category | Age Relaxation |
| SC/ST | 5 Years |
| OBC (Non-Creamy Layer) | 3 Years |
| Persons with Benchmark Disabilities (PwBD) | 10 Years |
| Persons affected by 1984 Riots | 5 Years |
| Ex-Servicemen/ECOs/SSCOs | 5 Years |
Local Language Requirement
Candidates must be proficient in the local language of the state for which they are applying. The required language should be readable, writable, and spoken fluently.
| State | Local Language |
| Tamil Nadu | Tamil |
| Karnataka | Kannada |
| Maharashtra | Marathi |
| Gujarat | Gujarati |
IOB LBO Recruitment 2026 Apply Online Link
The online application process for Indian Overseas Bank LBO Recruitment 2026 has commenced and it remains active till 24 August 2026. Interested candidates fulfilling the eligibility criteria can submit their applications through the official website of Indian Overseas Bank.
IOB LBO Recruitment 2026 Apply Online Link
Indian Overseas Bank LBO Application Fee 2026
| Category | Application Fee |
| SC/ST/PwBD | ₹175 |
| General/OBC/EWS | ₹850 |
How to Apply for IOB LBO Recruitment 2026?
Candidates can follow the steps below to submit the online application.
- Visit the official website of Indian Overseas Bank.
- Open the Careers section.
- Click on Recruitment of Local Bank Officers – 2026-27.
- Register using a valid email ID and mobile number.
- Fill in the online application form carefully.
- Upload the required documents, including photograph, signature, left thumb impression, and handwritten declaration.
- Pay the prescribed application fee.
- Submit the application form and download the confirmation page for future reference.
Documents Required for Indian Overseas Bank LBO Application 2026
Candidates should keep the following documents ready before filling out the application form:
- Recent passport-size photograph
- Signature
- Left thumb impression
- Handwritten declaration
- Graduation mark sheet/degree certificate
- Valid photo identity proof
- Category certificate (if applicable)
- PwBD certificate (if applicable)
- Valid email ID and mobile number
Indian Overseas Bank LBO Selection Process 2026
The Indian Overseas Bank LBO Recruitment 2026 selection process consists of three stages. Candidates must qualify each stage to be considered for final appointment. The final merit list will be prepared based on the combined performance in the Online Examination and Personal Interview in the ratio of 80:20.
- Online Examination
- Language Proficiency Test (LPT) (for candidates who have not studied the prescribed local language in Class 10 or 12)
- Personal Interview
Indian Overseas Bank LBO Exam Pattern 2026
The Online Examination will consist of 140 objective-type questions carrying 200 marks. The total duration of the examination will be 3 hours, with sectional timing. There is a negative marking of 0.25 marks for an incorrect answer.
| Section | Questions | Marks | Duration |
| Reasoning & Computer Aptitude | 30 | 60 | 60 Minutes |
| General/Economy/Banking Awareness | 40 | 40 | 30 Minutes |
| Data Analysis & Interpretation | 30 | 60 | 60 Minutes |
| English Knowledge | 40 | 40 | 30 Minutes |
| Total | 140 | 200 | 180 Minutes |
Check IOB LBO Syllabus 2026
Indian Overseas Bank LBO Interview 2026
Candidates will be shortlisted for the Personal Interview based on their performance in the online examination and their qualification in the Language Proficiency Test (LPT). A merit list will be prepared in descending order of marks obtained in the online exam for each category. The Personal Interview will carry 100 marks. The minimum qualifying marks in the interview are 50% for unreserved candidates and 45% for reserved category candidates.
IOB LBO Final Selection
The final selection of candidates will be based on their combined performance in the Online Exam and Personal Interview, with a weightage of 80:20, respectively.
Candidates must secure a minimum aggregate score of 35% for the unreserved category and 30% for reserved categories in the online examination and interview combined.
Indian Overseas Bank LBO Salary 2026
Candidates appointed as Local Bank Officers (Assistant Manager Scale-I) will receive the following pay scale along with admissible allowances.
| Component | Details |
| Pay Scale |
₹48,480 – 62,480 – 67,160 – 85,920 |
| Basic Pay Structure |
₹48,480-2000/7-62,480-2340/2-67,160-2680/7-85,920 |
| Allowances |
Dearness Allowance (DA), House Rent Allowance (HRA), City Compensatory Allowance (CCA), and other admissible benefits as per bank rules |
Probation Period
Candidates selected for the post of Local Bank Officer will undergo a probation period of two years (active service) from the date of joining.
Service Bond
Selected candidates will have to execute a Financial Service Indemnity Bond of ₹2,00,000. The bond requires candidates to serve the bank for a minimum period of three years from the date of joining.